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Main Office:
216 W College Ave #203
Tallahassee FL 32301
Large enough to serve you, small enough to care.

Mortgage Loans


At Tallahassee Community FCU, we understand that lending needs can vary.  Whether you are thinking of remodeling, going on that dream vacation, or buying the home of your dreams, we are here to help you understand your best loan options.

Home Equity Loans/HELOC

If you have equity in your current home, you have an affordable option for borrowing against that equity with either a Home Equity Loan or a HELOC (Home Equity Line of Credit).  Both options utilize your equity as collateral – meaning, the difference from what your home is valued at minus what you may still owe. Which type of loan is right for you?  Here are some general guidelines about equity loans:

Home Equity Loan:

  • Need a lump sum of funds all at once.
  • Want to secure a specific interest rate and term.

HELOC (Home Equity Line of Credit):

  • Want a line of credit that you use only when you need it (much like a credit card without typical credit card rates).
  • Variable interest rate depending on when you draw funds.
  • You pay interest only on the amount you draw.

Use Home Equity Loans/HELOCs for:

  • Remodeling
  • Vacations
  • Repairs
  • Debt Consolidation
  • College Tuition

Plus, both types of equity loans may be used as a tax deduction.*  We can finance up to 90% of your home’s value depending on your credit and the balance of your loan (some restrictions apply).  Our loan experts are here to help you determine the best equity loan option for your needs.

Mortgage Loans

 In order to offer our members the most competitive mortgage rates, Tallahassee Community FCU has partnered with CU Members Mortgage. If you are buying or refinancing your home, our mortgage loan partner can help you find competitive rates and great options depending on your needs – fixed rate, variable rate, 15 year, 30 year and more!

Click here for detail information

Tallahassee Community FCU and our mortgage loan partner will provide you with the service you deserve when it comes to equity and mortgage loans. You will appreciate our competitive rates, flexible terms, and easy application process. If you need money, we have it to loan!

We encourage all our members to call us regarding any of our loan products. Our staff is friendly, helpful and knowledgeable, and you can be assured that your loan application will be handled professionally and kept in the strictest confidence.

Members can apply for a variety of loans by calling (850) 222-1421 or contact us by e-mail. tfcu@tallahasseefcu.com

Most loans can be approved within one business day!


*Please discuss with your tax advisor.

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